Meeks v. Equifax Information Services, Inc.

Case No. 3:21-cv-07727

The Court approved the settlement on May 31, 2024. You can review a copy of the Order Granting Final Approval of Class Action Settlement on the Important Documents page.


Consumers Who Had Accounts for Plain Green, Great Plains Lending, or MobiLoans Debts Appearing on Their Equifax Credit Files

Could Get Money from a Class Action Settlement

A federal court authorized this Notice. This is not a solicitation from a lawyer. You are not being sued.

  • There has been a class action lawsuit filed against Equifax Information Services LLC (“Equifax”). The lawsuit claims that Equifax improperly reported accounts for certain Plain Green, Great Plains Lending, and MobiLoans debts. Equifax denies the allegations in the lawsuit, and the Court has not determined that Equifax did anything wrong.
  • On August 21, 2023, the Court preliminarily approved a settlement in this class action (the “Settlement”). The Notice informs you about the proposed terms of the Settlement.
  • You may be eligible for a payment from the Settlement if (1) your Equifax credit file contained a Plain Green, Great Plains Lending, or MobiLoans account and (2) you were harmed when that information was provided to a third party in connection with an application you made for a loan or credit between October 4, 2019 and August 21, 2023.
  • The Settlement will provide $500 to all eligible Settlement Class Members who send in a valid claim form on or before February 20, 2024. Click here to file a claim.
  • Class Counsel will ask the Court to pay it, as attorneys’ fees and expenses for litigating the case, one-third of the total of the $500 payments Equifax makes to Settlement Class Members like you.
  • Class Counsel will also ask the Court to pay it $300,000 in attorneys’ fees for separate relief that does not involve payments of money to Settlement Class Members. This additional relief will require Equifax take steps to remove certain Plain Green, Great Plains Lending, and MobiLoans accounts from Settlement Class Members’ credit files, and to implement internal procedures to prevent such accounts from being added to consumers’ credit files in the future.
  • If approved by the Court, Equifax will separately pay service awards to Settlement Class Representatives, and Equifax will also pay for settlement administration and notice costs.
  • Your legal rights are affected by the proposed Settlement even if you do nothing.
  • Your rights and options relating to the Settlement — and the deadlines to exercise them — are explained in the Notice. Please read the entire Notice carefully.
Do Nothing Miss out on the chance for a Settlement Payment. Additionally, if the Settlement becomes final, you will give up your rights to sue Equifax separately for any claims released in the Settlement.
Submit a Claim Form If you qualify, submit a claim form by February 20, 2024 and get a payment from the Settlement.
Object to the Settlement Write to the Court about why you do not like the proposed Settlement. Objections are due on March 25, 2024.
Go to a Hearing Ask to speak in Court about the fairness of the proposed Settlement.
Exclude Yourself Ask to be excluded from the Settlement. This is also called “opting out.” You won’t receive a Settlement Payment, but also won’t release any claims against Equifax. Exclusion requests must be postmarked on or before March 25, 2024.
  • This website is only a summary of the proposed settlement. More details about the proposed settlement including answers to frequently asked questions can be found in the Notice. • (833) 537-1794 •